Tune Money lancar saham amanah RM100 Oleh Azli Ayob
TUNE Money Sdn Bhd akan melancarkan produk saham amanah pertama November ini, dengan pelaburan minimum hanya RM100 bagi melengkapkan produk kewangan yang ditawarkannya menerusi portal internet.
Penyedia perkhidmatan kewangan berkonsepkan murah dan mudah secara dalam talian pertama di Malaysia itu akan melancarkan produk insurans serta kad prabayar Visa masing-masing pada September dan Oktober ini.
Apa komen.....SC dah lama buat melalui internet..Malaysia baru nak start....Inilah Malaysia...Tanah Airku...
Cuba selidik betul2 sapa punya tune money sb, dan tengok berapa pulangan? Adakah perhari, perminggu, perbulan ataupun pertahun? Dan tentunya kena tax...Dan tentunya d halalkan gomen dam d sokong oleh mufti perlis.
Plaburn dlm mlysia labur jugak,plaburn luar mlysia pun labur jugak.Tp buat masa ni SC kna settle dulu baru boleh tngok dlm mlysia. Kita kna pilih mna yg trbaik dan lebih kompetitif utk mgurus wang plaburn kita.Kalo stakat 10% sthn SC masih lagi the 1st dlm snarai pilihn plaburn trbaik.Mlysia slalunya akn buat bila ngara lain sdah buat dgn jayanya,mlysia nak glokalisasikn bnda yg ada dlm globalisasi.Mlysia nak telangkupkn rkytnya dlm tempurung saja dan apabila nak diberi makan buka skjap tempurung tu dan tutup balik..Walau apa pun kita tengok dulu dptkh mlysia mhalang arus globalisasi jnis ini. Akhlak pun ramai yg dah rosak ksan dr arus ni tp tiada apa2 tndakn utk mnykat dan mharamkn unsur2nya dr mrosakkn bgsa,agma dan ngra.
bagi gua la tak salah sapa2 nak melabur kat mana2 pun...tapi kalau gua la...CONFIRM Msia tak kacau SWISSCASH...gerenti apa je investment kat Msia ni gua join...mereka beria2 melancarkan pelbagai pelaburan....korang boleh fikiq tak apa sebenar disebalik semua ni.... SWISSCASH mereka HARAMkan...lain2 investment ni HALAL la tu...waduhh...pening kepala gua...
Gua menenti Aug dgn debaran...adakah ID MY dibuka semula??? ding...ding...ding....
nak kata hapa lagik semua tuh kita dah agak dah ... krOnOlOgi teknOlOgi .... malaysian... kOpi kucing .... cOpycat... krOnOlOgi teknOlOgi sapa ....
tapi bila tuan punya ... tune ka tube ka tabung ka sdn bhd tuh dah penuh... cOnfirm tak nak bayar dah... cOnfirm bungkus .... alasan... krOnOlOginya kita dah agak dah... la itu la ini la ... malaysian
Satu perkara yg kalau d fikirkan, kata kan sykt dr msia yg mgunakan internet sbg platfom pelaburan dan berdaftar d msia maksudnya seluruh dunia boleh invest, tapi salahkan sykt tersebut collect deposit dr negara lain tanpa daftar dgn ss dari negara lain? Dan katakan sykt dr msia d dapati bersalah kumpul deposit secara haram d negara lain dan d saman, apa perasaan gomen kita(takde perasaan kot).Fikirkanlah.
informasi dari media aviva , perjanjian ini mengenai perkhidmatan insurance globalised melalui internet. namun internet merupakan platform untuk berinteraksi. A lot of thing internet can do for us. Nampaknya mereka jika berpatner dengan local bank boleh, kalau solo tak dibenarkan kot...
Inilah Malaysia ku, di dalam BOLEHLAND ni kita akan dapati sekiranya company tu ditax dan x de masalah dgn gomen semuanya akan berjalan dgn lancar, tapi mesti berdaftar dgn bank negara dan SS, sbb mereka ni akan jadi pemerhati company tu bergerak. Saya minta saudara mencari maklumat lengkap tentang sistem pembayaran dari syarikat ni, so kita boleh bincangkan dengan lebih lanjut lagi. Mungkin juga syarikat ni ada kaitan dgn Pak Menteri? opsssssss.....
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..: Your money will work for you, and you will always have enough -- more than enough -- when you give it energy, time, and understanding! :..
* Financial freedom is when you have power over your fears and anxieties instead of the other way around. *
ini info yang I baca dalam media aviva untuk kita semua share...
Malaysia: Tune Money appoints CIMB Aviva as insurance partner
11 July, 2007
Tune Money Sdn Bhd, Malaysia's first no-frills one-stop financial services company, has appointed CIMB Aviva, the newly formed insurance joint venture between CIMB group and UK insurer Aviva, as its partner to help develop and underwrite protection and General Takaful products bearing the Tune Money brand.
Tune Money Sdn Bhd chief executive officer Tengku Zafrul Aziz said in his speech that of the seven companies, which participated in the RFP (request for proposal), CIMB Aviva was selected because it had the requisite experience to tackle the underserved market over the internet: "They actually understand the market we're targeting because they've done it before. In fact Aviva was Virgin Money's first partner. And they don't look at us as just another distribution channel but as a significant partner to penetrate an entirely new market."
The two companies signed a partnership agreement in Kuala Lumpur yesterday. The signing was witnessed by CIMB group chief executive officer Dato' Nazir Razak and Tune Money's founder Dato' Tony Fernandes.
Ho Ming Heng, the chief executive officer of the yet-to-be-named CIMB Aviva joint venture, expressed his satisfaction at being selected as Tune Money's partner for insurance: "I am delighted with our alliance because we are working with a partner whose philosophy is to bring financial services to an underserved consumer segment. And as a young business, this segment is a critical building block of our joint venture growth in Malaysia."
Malaysians are still relatively under-insured compared to their counterparts in developed countries. In fact, according to the 2005 Bank Negara Malaysia insurance report, overall insurance penetration rate in Malaysia, measured in terms of combined premium income to gross national product (GNP), was only 5%.
Tune Money intends to target the underserved segment of the market by offering products that are:
* Affordable o Priced lower than the market o Automated sales and support process for pricing efficiencies * Easily available o Available 24/7 online over a secure website, but with a variety of offline payment channels such as FPX, Bank Simpanan Nasional and CIMB Bank branches * Flexible o Customers can decide what they want to cover rather than be presented with a pre-determined package, which will help reduce premiums * Simple and transparent o Easy-to-understand policy documents without the complex industry jargon o Transparency - Upfront "fine print" so there are no "surprises" during claims o Downloadable policy schedule which functions as a legal document.
Under the terms of the strategic alliance CIMB Aviva will develop and underwrite protection and General Takaful products for distribution by Tune Money via its portal www.tunemoney.com. Products shall be sold and distributed under the Tune Money brand but CIMB Aviva will undertake customer services such as claims. CIMB Aviva will also provide support and training for Tune Money employees in relation to product knowledge and service processes.
Tune Money protection and General Takaful products will be rolled out in phases. The first batch of products is expected to be launched in September this year.
-ends-
For media enquiries, please contact:
Jessica Lee - Aviva Asia Pacific Telephone: +65 63217728 E-mail: jessica_lee@aviva-asia.com
Tune Money Tune Money is Malaysia's first online no-frills provider of financial services. With a paid-up capital of RM15 million and an authorized capital of RM25 million, it is 44.83% owned by Tune Ventures Sdn Bhd. The balance of the equity is held by CIMB SI II (25%), Tengku Zafrul (10%), Dato' Kalimullah Hassan (8.21%), Lim Kian Onn (8.21%), Kaneswaran Avili (1.5%) and Tune Money Employees Sdn Bhd (2.25%).
Tune Ventures Sdn Bhd is a privately-owned entity. Tune Money founder, Dato' Tony Fernandes has a 40% stake in the company with the balance of the equity held by Dato' Kamarudin Meranun (30%), Dennis Melka (25%) and Tune Strategic Investment (5%).
About the CIMB Aviva joint venture The CIMB Aviva life insurance & Takaful joint venture was legally formalized on 2 July 2007. The JV is a collaboration of Malaysia's second largest financial institution, CIMB group and the world's fifth largest insurance group, Aviva plc. The collaboration combines the CIMB group's distribution reach, treasury capabilities and customer base with Aviva's experience and expertise in operational efficiencies, and industry-leading insurance products.
Malaysia's Tune Money expects 2009 listing-Bernama KUALA LUMPUR, May 17 (Reuters) - Malaysian online financial services firm Tune Money Sdn Bhd, controlled by the founders of low-cost carrier AirAsia Bhd , plans a listing in 2009, state news agency Bernama said on Thursday.
But Tune Money may not necessarily list in Malaysia, Bernama reported, citing Tune Money's chief operating officer, Tengku Zafrul Tengku Aziz.
Tune Money, which has paid-up capital of 15 million ringgit ($4.41 million), is 44.83 percent owned by Tune Venture Sdn Bhd and 25 percent by a structured investment unit of local bank CIMB, Bernama said.
.........Tuan empunya ni adalah mamat yang menamakan diri dia "Tony Fernandes". Tak kan tak kenal tuanpunya Air Asia.com dan Tune Hotel.com.......tgk kat petikan BERNAMA tu terpampang dia tulis...."controlled by the founders of low-cost carrier AirAsia Bhd". Fuh yuh.... mana melayu ye? ada PLSB pun dah kena cekup. Tu le bila melayu buat semua tak boleh. Alamat "Order Melayu"......KERJA MAKAN GAJI....tu le setarafnya.
Ini gambar masa pelancaran 3 April 2007. Dan yang ni pula peratusan shareholder :
Tune Money, which has a paid-up capital of RM15mil and an authorised capital of RM25mil, is 44.83% owned by Tune Ventures Sdn Bhd.
The balance is held by CIMB Structured Investments (25%), Tengku Zafrul (10%), Datuk Kalimullah Hassan (8.21%), Lim Kian Onn (8.21%), Kaneswaran Avili (1.5%) and Tune Money Employees Sdn Bhd (2.25%).
Tune Ventures is a privately-owned entity, with Fernandes holding 40% stake with the balance held by Datuk Kamarudin Meranun (30%), Dennis Melka (25%) and Tune Strategic Investment (5%).
....ooooooo....patutleeeer. Gua rasa nak pitam....
Salam untuk semua
Awat hang nak pitam? Hang kenal ke yang berdiri tengah2 tu? Kalau hang kenal bagus le.....kalau yang lain tak kenal, saya nak kenalkan. Tu le tokey CIMB.....alah adik-beradik senama dengan si najib R. (Sorry saudara najib R....gurau aje)
Byak lg investment yang akan diperkernal lg melalui internet. Kerajaan malaysia baru sedor investment global yang meguntungkan. Negara lain da lama buat melalui internit. Internit kat malaysia digunakan untuk tgok web lucahhhhhhhhh je.
Saya ada pengalaman yang menyakitkan semasa 'terbang" dengan LC carrier tu.Dan itulah juga kali terakhir saya terbang dengan syarikat itu. Sekarang dah ada hotel dan kini investment arm pulak.Walau apa pun,minda saya dah terlekat,apa juga yang ada hubungan dengan company tu,saya akan cuba elak.
Sekadar berkongsi pengalaman.
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From A Different Point Of View,
ONLY The TRUTH Will PREVAIL
kawan2 ..ikut pandangan gua la kan ,ni la salah satu sebab kerajaan kacau pelaburan kite kat sc .die org dah nak start bisnes die org kat internet ni .bagi die org selagi sc bleh jalan kat malaysia ,selagi tu ar bisnes die org tak dipandang .ni la cara org2 besar kat dalam negara kite nak berniaga .pas tu org2 besar ni tabur ar duit kat kerajaan ,kerajaan pun gelap mata ar .budak tadika pun bleh baca la cara bangsat die org ni ..hehehe ..
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sesuatu kehidupan adalah permulaan perjuangan ..sesuatu kegagalan bukan lah penamat untuk berjuang ..
kawan2 ..ikut pandangan gua la kan ,ni la salah satu sebab kerajaan kacau pelaburan kite kat sc .die org dah nak start bisnes die org kat internet ni .bagi die org selagi sc bleh jalan kat malaysia ,selagi tu ar bisnes die org tak dipandang .ni la cara org2 besar kat dalam negara kite nak berniaga .pas tu org2 besar ni tabur ar duit kat kerajaan ,kerajaan pun gelap mata ar .budak tadika pun bleh baca la cara bangsat die org ni ..hehehe ..
BANGSAT TAK BANGSAT SANGAT LAH. . .
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"TRUST YOURSELF TO TRUST YOUR MONEY TO WORK FOR YOU"
Alahai my ku, nasib kita le, pangkah lagi B* tu, kalau depa menang mampuih le kita, takkan tak tahu kot, kebanyakan staff gomen guna cimb utk gaji, tnt dan ot,sapa yg untung? dan plan takaful kalau d niaga guna internet halal kalau benda lain semuaaa haram ma. Baru2 ni bayar saman pun boleh guna mastercard, sapa yg untung? Walaupun bkali kalh najib R berkata ketatkan syarat pemberian mastercard kpd rakyat(lakonan ke) tapi bila dok ke bank(along ada lesen) senang pulak dpt mastercard, pelaburan tune money ni pasti ada restu krjn, sure tak kena kacau le, yg pasti tiada sambutan dr pelabur sc yg seramai berpuluh2 ribu tu.
that whylahhh yg tengah tu,,,beriya-iya benar sogok mufti supaya keluarkan fatwa haramkan internet investment,, sbb x tax, dep taklehhh rompak duit rakyat sesenangnya dan kalau ada lesen macam lesen judi jadiiii haaalal,,, sbbbb depa2 ni dapat duit hhhaaaa gitu...yg haram jadi halal dan kalau tak ikut depa jadi hailammmm,,, poooorahhhh kau NAJIBBB...
Nak jadi imam sembahyang pun kena ada sijil (majlia agama islam.....) kalau tak, haram jugak kena tangkap ngan orang KERAjaan. M'sia BOLEH.... Boleh buat ikut suka depa....
Cuba selidik betul2 sapa punya tune money sb, dan tengok berapa pulangan? Adakah perhari, perminggu, perbulan ataupun pertahun? Dan tentunya kena tax...Dan tentunya d halalkan gomen dam d sokong oleh mufti perlis.
Plaburn dlm mlysia labur jugak,plaburn luar mlysia pun labur jugak.Tp buat masa ni SC kna settle dulu baru boleh tngok dlm mlysia. Kita kna pilih mna yg trbaik dan lebih kompetitif utk mgurus wang plaburn kita.Kalo stakat 10% sthn SC masih lagi the 1st dlm snarai pilihn plaburn trbaik.Mlysia slalunya akn buat bila ngara lain sdah buat dgn jayanya,mlysia nak glokalisasikn bnda yg ada dlm globalisasi.Mlysia nak telangkupkn rkytnya dlm tempurung saja dan apabila nak diberi makan buka skjap tempurung tu dan tutup balik..Walau apa pun kita tengok dulu dptkh mlysia mhalang arus globalisasi jnis ini. Akhlak pun ramai yg dah rosak ksan dr arus ni tp tiada apa2 tndakn utk mnykat dan mharamkn unsur2nya dr mrosakkn bgsa,agma dan ngra.
Pas M'sia dah tiru yg org lain buat.....and then M'sia ckp dialah pelupor kpd ape yg dia buat tu....... Tak tau malu nyer M'sia....Dah lah tiru....tak ngaku plak tu....
isu halal haram kalau ikut kerajaan malaysia ni ada pelik sikit....
melabur internet...haram! pacak rumah setinggan...haram! ternak babi melebihi had....??? hehehe....aku tak kata halal,tapi kerajaan menghalalkannya..
mulia lagi babi dari penduduk setinggan...mana tak nya, dorang tak berani nak robohkan/bunuh babi2 tu tapi kalau nak robohkan setinggan,secepat kilat!!
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"Duit bukanlah segala galanya tapi segala galanya perlukan duit.Org yg mengatakan tdk mau kaya adalah org yg pentingkan diri sendiri".
klu nak bincang pasal pelaburan mutual fund kt internet tk mnjadi msalah dr sudut agama,ttpi klu ada double standard untk kpentingan agama tu yg payah,perbhasan dkalangan ulama sntiasa ujud terplang kita mmilihnya,
isu halal haram kalau ikut kerajaan malaysia ni ada pelik sikit....
melabur internet...haram! pacak rumah setinggan...haram! ternak babi melebihi had....??? hehehe....aku tak kata halal,tapi kerajaan menghalalkannya..
mulia lagi babi dari penduduk setinggan...mana tak nya, dorang tak berani nak robohkan/bunuh babi2 tu tapi kalau nak robohkan setinggan,secepat kilat!!
Alamak.. kepala hotak ente dan ana sama la-sama la
Apa2 saja tak kira jika yg dilesenkan saja kerajaan sure kira blh beroperasi lah. Cuba lihat bersepah kedai2 arak, 4nombor ekor, magnum, toto, dll seantero dgn nya halal perniagaan mereka di sini. Itu lah Malaysiaku hadhari.....
Apa2 saja tak kira jika yg dilesenkan saja kerajaan sure kira blh beroperasi lah. Cuba lihat bersepah kedai2 arak, 4nombor ekor, magnum, toto, dll seantero dgn nya halal perniagaan mereka di sini. Itu lah Malaysiaku hadhari.....
Itu lah Bolehland hadhari....Sesat dan Menyesatkan!.
